For decades, auto insurance has been a fundamental part of owning a vehicle. With the advent of autonomous vehicles, however, the industry is experiencing unprecedented changes. This article will delve into the evolution of auto insurance, with a particular emphasis on how autonomous vehicles are impacting insurance policies. Auto insurance has historically been based on the premise that human error is the primary cause of accidents. Therefore, premiums have been calculated according to the driver's personal characteristics, such as age, gender, driving experience, and history of traffic violations. This system has largely been effective, protecting both drivers and victims in the event of an accident. However, the rise of autonomous vehicles is disrupting this traditional model. Autonomous vehicles, or self-driving cars, use advanced technology to navigat...